Definition: The act of monitoring your credit report in order to detect any
suspicious activity or change in your Credit Report.
Possible Misspellings: Monitorng, monatoring, monotoring, monetoring, monitering,
montoring, mnatoring, monitring.
Definition: A means of borrowing money from a person or company and returning it at a later date, usually
with accrued interest charged on top of the initial sum borrowed.
Definition: A three-digit number between 300 and 850 used to summarize an individual's overall credit worthiness.
Possible Misspellings: Skore, scoer, socre, scre, scor, scoore, sore, csore.
Definition: Offers consumers the ability to access their credit score and credit report for free
with a 30 day credit monitoring trial. Owned and operated by Experian.
Definition: Essentially the same as FreeCreditReport.com - offers consumers the ability to access their
credit score and credit report for free with a 30 day credit monitoring trial. An Experian company.
Definition: A three-digit number between 300 and 850 used to summarize an individual's overall credit worthiness.
Possible Misspellings: Freecreditscore, fee or fre credit score, frecreditscore, freecreditscor, freecreitscore,
free credt score, onlinecreditscore, wwwfreecreditscore, com free creditscore, freecredit score.
Definition: A crime in which an individual obtains key pieces of another person's personal information, such as
Social Security or driver's license numbers, in order to impersonate them.
You never know which credit report a potential creditor may check. Don't wait for any surprises, check
all 3 of your credit reports and credit scores so you're guaranteed to see what your lenders see.
Quick Tip: Did you know that checking your
free credit reports and
free scores has no negative effect on your credit scores or credit rating? This means that you could even check your credit report
every day and your credit worthiness would remain the same regardless. In fact it could help your credit - if for instance you found
errors in your credit report (many reports contain errors that are easily fixed), you could find and remove those errors which could
potentially raise your credit score.
Another example would be if you spotted signs of identity theft while checking your reports (this is a common way to spot
possible identity theft), and were able to stop the thief in their tracks before too much damage was done to your credit.
Start guarding your identity and credit today - Sign up with Identity Guard Total Protection now!
Receive your:
3 Free Credit Reports (Equifax,
Experian and
TransUnion)
3 Free Credit Scores
Free 30 day trial membership in Identity Guard Total Protection CreditMonitoring service.
Secure sign-up takes just a few minutes before receiving your free
credit reports
and free credit scores instantly online.
It's very important to regularly, and consistently monitor your credit report and credit
score to safeguard your interests, and improve credit standing. When applying for a mortgage
or credit card, the prospective creditors first step is to request your credit report, and
credit score. If you’re looking for a new job, potential employers routinely check an applicants
credit report to help determine stability, responsibility, and credibility. When purchasing insurance,
underwriters will request your credit report. Taking advantage of this
free credit report
and score offer is
an ideal way to keep close track of your credit.
Lenders and credit card companies know your credit score and what's contained within credit report. Don't you
think it's time for you to discover what lenders and credit
bureaus
already know about you?
Did you know that you can personally request your own credit report and credit score as often as you want during the year
and it has no negative affect on your credit score? See who else has been checking your credit report...
Important Notice: Under a new federal law, you may have the right to receive a free copy of your credit report once
every 12 months from each of the three nationwide consumer reporting companies
(Equifax,
Experian and
TransUnion). To request your free annual report
under that law, you must go to www.annualcreditreport.com.
3 Free Credit Reports
