You never know which credit report a potential creditor may check. Don't wait for any surprises, check all 3 of your credit reports and credit scores so you're guaranteed to see what your lenders see.

Quick Tip: Did you know that checking your free credit reports and free scores has no negative effect on your credit scores or credit rating? This means that you could even check your credit report every day and your credit worthiness would remain the same regardless. In fact it could help your credit - if for instance you found errors in your credit report (many reports contain errors that are easily fixed), you could find and remove those errors which could potentially raise your credit score.

Another example would be if you spotted signs of identity theft while checking your reports (this is a common way to spot possible identity theft), and were able to stop the thief in their tracks before too much damage was done to your credit. Start guarding your identity and credit today - get your Free Credit Reports and FICO Score Now!



Receive your:
Free Credit Reports (Equifax, Experian and TransUnion)
Free FICO Credit Score
Free 30 day trial membership in Credit Monitoring service.

Secure sign-up takes just a few minutes before receiving your free credit reports and free credit score instantly online.

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  • Instantly see your FREE Equifax Credit Report
  • Instantly see your FREE FICO Credit Score
  • Instantly see your FREE 3 Bureau Credit Report
  • FREE 30 day trial membership in Credit Monitoring service
  • Make sure your creditors are reporting your credit information and history correctly.
  • Protect yourself against life changing identity fraud and theft.
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It's very important to regularly, and consistently monitor your credit report and credit score to safeguard your interests, and improve credit standing. When applying for a mortgage or credit card, the prospective creditors first step is to request your credit report, and credit score. If you’re looking for a new job, potential employers routinely check an applicants credit report to help determine stability, responsibility, and credibility. When purchasing insurance, underwriters will request your credit report. Taking advantage of this free credit report and score offer is an ideal way to keep close track of your credit.

Lenders and credit card companies know your credit score and what's contained within credit report. Don't you think it's time for you to discover what lenders and credit bureaus already know about you?

Did you know that you can personally request your own credit report and credit score as often as you want during the year and it has no negative affect on your credit score? See who else has been checking your credit report...

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Important Notice: Under a new federal law, you may have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies (Equifax, Experian and TransUnion). To request your free annual report under that law, you must go to www.annualcreditreport.com.
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